Robert B. Greenwalt, Solicitor
611 Frederick Rd., Suite 201
Baltimore, MD 21228



On 2.82 Acres

Sale On Premises
Off Old Westminster Pike
Carroll County, MD 21048

AT 3:30 P.M.



       Pursuant to the Order for Sale of Real Property Pursuant to Deed of Trust, of the Circuit Court for Carroll County, passed in the matter of Robert B. Greenwalt, Substitute Trustee, Plaintiff v. William Earl Decker, Defendant, Case No. C-04-41590, the Substitute Trustee will sell at Public Auction the following:

       All that fee simple parcel of ground and the improvements thereon, situate and lying in Carroll County, State of Maryland and being more fully described in the Deed of Trust from the above Defendant, dated June 23, 2003, recorded among the Land Records of Carroll County in Liber 3711, page 382. Click here for metes and bounds legal description.

       According to public tax records, the property is improved by an aluminum/vinyl sided one story home, constructed in 1965 and containing 1,400 square feet of living area. The house is believed contain 3 bedrooms, 2 baths, basement, built-in two car garage, 2 fireplaces and deck.

       TERMS OF SALE: A $3,000 deposit, payable by certified check or cashier's check, will be required of the purchaser at time and place of sale. The deposit shall be increased to 10% of the purchase price within 24 hours at the Auctioneers office. The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Carroll County at the offices of the Substitute Trustee. If payment of the balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the rate stated in Note executed in connection with the foreclosed Deed of Trust, from date of sale to date of settlement. All adjustments as of date of sale. Taxes and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. The property will be sold in "AS IS" condition, without express or implied warranty as to the nature and description of the improvements as contained herein; and subject to easements, agreements, restrictions or covenants of record affecting same, if any. Purchaser shall be responsible for obtaining physical possession of the property and assumes the risk of loss or damage to the property from the date of sale forward. The purchaser waives and releases the Substitute Trustee, the holder of the indebtedness, the Auctioneers, and their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to the condition of the property, including but not limited to the environmental condition thereof. If the Substitute Trustee is unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Substitute Trustee, the holder of the indebtedness or Auctioneers. Recordation costs, transfer taxes and all other costs incident to settlement to be paid by the purchaser. Time shall be of the essence for the purchaser.

Robert B. Greenwalt, Substitute Trustee