Geoffrey L. Forman, Solicitor
334 St. Paul Place, 21202

SUBSTITUTE TRUSTEE'S SALE

7 - BALTIMORE CITY
SHELL TOWNHOMES


SALE TO BE HELD:
Clarence M. Mitchell, Jr.

COURT HOUSE
(ST. PAUL ST. ENTRANCE)
MAPQUEST DIRECTIONS

THURS., MARCH 30, 2006
AT 10:00 A.M.


       Under and by virtue of the power of sale contained in a certain Deed of Trust from Westport Investors, Inc. to First Financial Title Agency, Trustee, dated July 3, 2002, and recorded among the Land Records of Baltimore City, in Liber 2829, folio 177, the holder of the indebtedness secured thereby having appointed Geoffrey L. Forman to act as Substitute Trustee, in place and stead of the aforementioned Trustee, by instrument duly executed, acknowledged and recorded among the Land Records aforesaid, default having occurred under the terms thereof and at the request of the party secured thereby, the undersigned Substitute Trustee will sell at Public Auction, on the premises, the following:

       All those fee simple and leasehold lots of ground and the improvements thereon, situate and lying in Baltimore City, State of Maryland, and being more fully described in the above referenced Deed of Trust.

  1. 1567 Abbotston St., 21218 - 2 story brick covered porchfront inside-of-group townhome. Lot size: 14' x 90', more or less. Subject to an annual $90 ground rent;
  2. 2428 E. Biddle St., 21213 - 2 story formstone inside-of-group townhome. Lot size: 14' x 70', more or less. Subject to an annual $96 ground rent;
  3. 2228 E. Eager St., 21205 - 2 story formstone inside-of-group townhome. Lot size: 12' x 65', more or less. In fee simple;
  4. 119 S. Catherine St., 21223 - 2 story buff brick inside-of-group townhome. Lot size: 13'4" x 107'7", more or less. Subject to an annual $84 ground rent;
  5. 310 S. Pulaski St., 21223 - 2 story formstone end-of-group townhome. Lot size: 12' x 70', more or less. Subject to an annual $40 ground rent;
  6. 4254 Pimlico Rd., 21215 - 2 story brick covered porchfront inside-of-group townhome. Lot size: 17'3" x 88'9", more or less. In fee simple;
  7. 508 N. Montford Ave., 21205 - 2 story formstone end-of-group townhome. Lot size: 13' x 80', more or less. Subject to an annual $60 ground rent;

       TERMS OF SALE: A $1,500 deposit on each property, payable by certified check or cashier's check, will be required of the purchaser at time and place of sale. The deposit is to be increased to 10% of the purchase price within 24 hours at the office of the Auctioneers. The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Baltimore City at the offices of the Substitute Trustee. If payment of the balance does not take place within the specified time, the deposit will be forfeited and the property may be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the rate stated in the foreclosed note, from date of sale to date of settlement. All adjustments as of date of sale. Taxes, ground rent (if any) and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. The property will be sold in "AS IS" condition, without express or implied warranty as to the nature and description of the improvements as contained herein; and subject to easements, agreements, restrictions or covenants of record affecting same, if any. Purchaser shall be responsible for obtaining physical possession of the property and assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute Trustee is unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Substitute Trustee, Note Holder or Auctioneer. Cost of all recordation and transfer taxes to be paid by the purchaser. Time shall be of the essence for the purchaser.

Geoffrey L. Forman, Substitute Trustee