Cohen & Forman, LLC, Solicitors
334 St. Paul Place
Baltimore, MD 21202

SUBSTITUTE TRUSTEE'S AUCTION

UPPER MARLBORO AREA
"Kettering"

4 Bedroom 3.5 Bath
COLONIAL HOME

Photos of auction property
FRONT VIEW     STREET SCENE     LOCATION MAP

Sale On Premises
13311 BURLEIGH STREET
I-95 to MD-214E right on Enterprise Rd. (MD-193)
to Keverton, turn left and follow to Burleigh

Prince George's County, MD 20774

THURSDAY, NOVEMBER 8, 2007
AT 11:00 A.M.

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       Under and by virtue of the power of sale contained in two Deeds of Trust from Derron O. Scott and Sharonna K. Scott to the Trustee(s) therein, dated August 3, 2006, and recorded among the Land Records of Prince Georges County, in Liber 26015 at Pages 518 and 540, the holder of the indebtedness secured thereby having appointed David H. Cohen to act as Substitute Trustee, in place and stead of the aforementioned Trustee(s), by instrument duly executed, acknowledged and recorded among the Land Records aforesaid, default having occurred under the terms thereof and at the request of the party secured thereby, the undersigned Substitute Trustees will sell at Public Auction, on the premises, the following:

       All that fee simple lot of ground and the improvements thereon, situate and lying in Prince George's County, State of Maryland and being more fully described in the above-referenced Deeds of Trust.

       The improvements are believed to comprise a circa 1993, two story brick and siding colonial home, containing foyer, living room, dining room, updated eat-in kitchen, family room with fireplace and half-bath, on the first floor; 4 bedrooms and 3 baths, on the second floor; full finished basement; hardwood floors; sunroom; deck; two-car built-in garage; electric forced hot air heat and central air conditioning; lot size 0.19 acre, more or less.

       TERMS OF SALE: A $25,000 deposit, payable by certified check or cashier's check, will be required of the purchaser at time and place of sale. The deposit shall be increased to 10% of the purchase price within 24 hours at the Auctioneer's Office. The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Prince George's County at the offices of the Substitute Trustee. If payment of the balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the higher of the rates stated in the foreclosed Deeds of Trust Notes, from date of sale to date of settlement. All adjustments as of date of sale. Taxes, HOA fees and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. The property will be sold in "AS IS" condition, without express or implied warranty as to the nature and description of the improvements as contained herein; and subject to easements, agreements, restrictions or covenants of record affecting same, if any, including the Declaration and Bylaws of the Kettering Homeowners Association, if any. Purchaser shall be responsible for obtaining physical possession of the property and assumes the risk of loss or damage to the property from the date of sale forward. The purchaser waives and releases the Substitute Trustee, the holder of the indebtedness, the Auctioneers, and their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to the condition of the property, including but not limited to the environmental condition thereof. If the Substitute Trustee is unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Substitute Trustee, the holder of the indebtedness or Auctioneers. Recordation costs, transfer taxes and all other costs incident to settlement, including a $295 document review fee by the Seller's attorney, to be paid by the purchaser. Time shall be of the essence for the purchaser.

No Buyer's Premium

David H. Cohen, Substitute Trustee