Cohen & Forman, LLC, Solicitors
334 St. Paul Place 21202

TRUSTEE'S SALE

DORCHESTER

2 STORY STONE
SEMI-DETACHED HOME

With 3 car garage

Photos of auction property
FRONT VIEW      AERIAL VIEW

Sale On Premises
4111 CHATHAM ROAD
(Of 3600 Hicks Ave)
Baltimore, MD 21207

WEDNESDAY, JANUARY 3, 2007
AT 10:30 A.M.


LOCATION MAP

       Under and by virtue of the power of sale contained in a certain Deed of Trust from The Hilltop Group, LLC to Geoffrey L. Forman, Trustee, dated April 25, 2005, and recorded among the Land Records of Baltimore City, Maryland, in Liber 6761, Page 665, default having occurred under the terms thereof and at the request of the party secured thereby, the undersigned Trustee will sell at Public Auction, on the premises, the following:

       All that fee simple lot of ground and the improvements thereon, situate and lying in Baltimore City, State of Maryland, and being more fully described in the above referenced Deed of Trust.

       The property is improved by a 2 story stone semi-detached home containing living room, dining room, kitchen, 4 bedrooms and 2 baths. Basement. Hardwood floors. Garage in rear. Lot size: 28' x 94', more or less. The information pertaining to the improvements has been obtained from sources deemed reliable, but no warranty is made as to the accuracy of this information.

       TERMS OF SALE: A deposit by certified check or cashier's check of $10,000 will be required of the purchaser at time and place of sale. Deposit to be increased to 10% of the purchase price within 24 hours at the offices of the Auctioneer. Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Baltimore City at the offices of the Trustee. If payment of the balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the rate of stated in the Deed of Trust Note from date of sale to date of settlement. All adjustments as of date of sale. Taxes, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. The property will be sold in "AS IS" condition, without express or implied warranty as to the nature and description of the improvements as contained herein; and subject to easements, agreements, restrictions or covenants of record affecting same, if any. Purchaser shall be responsible for obtaining physical possession of the property. If the Trustee is unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Trustee, Noteholder, or Auctioneer. Cost of all documentary stamps, transfer taxes all costs incidental to settlement to be paid by the purchaser. Time shall be of the essence for the purchaser. Risk of loss on the purchaser from date of sale.

No Buyer's Premium

Geoffrey L. Forman, Trustee