Rogers, Moore & Rogers, Solicitors
6 S. Calvert Street
Baltimore, Maryland 21202

SUBSTITUTE TRUSTEES' SALE

PARKVILLE
"Oakcrest"

ATTRACTIVE
CAPE COD HOME


Photo of

Sale On Premises
2906 HILLCREST AVE.
Off 7400 Harford Road
Baltimore Co., MD 21234

MONDAY, MARCH 19, 2007
AT 1:30 P.M.


       Under and by virtue of the power of sale contained in a certain Deed of Trust from Donald L. Garrish to Trustee dated August 15, 1995 and recorded among the Land Record of Baltimore County, Md., in Liber 11195 Folio 441, the holder of the indebtedness secured thereby having appointed William C. Rogers, Jr. and W. Charles Rogers, III, as Substitute Trustees, default having occurred thereunder, the undersigned Substitute Trustees, will sell at Public Auction the following:

       All that fee simple parcel of ground situate and lying in Baltimore County, and being more fully described in the aforementioned Deed of Trust.

       The property is improved by a one and one-half story cape cod home containing living room, dining room, kitchen, 2 bedrooms and bath on the first floor; 2 bedrooms on the second floor. Basement with walk out. Gas hot air heat. Central air conditioning. Parking pad. Lot size: 50' x 125', more or less.

       Directions: Perring Parkway to Taylor Ave. Turn right to Old Harford Rd. Turn left to Hillcrest Ave. LOCATION MAP

       TERMS OF SALE: A deposit by certified check or cashier's check of $7,500.00 will be required of the purchaser at time and place of sale. Deposit to be increased to 10% of the purchase price within 24 hours at the offices of the Auctioneers. Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Baltimore County at the offices of the Substitute Trustees. If payment of the balance does not take place within the specified time, the deposit shall be forfeited and the property will be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the rate stated in the Deed of Trust Note from date of sale to date of settlement. All adjustments as of date of sale. Taxes, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. The property will be sold in "AS IS" condition, without express or implied warranty as to the nature and description of the improvements as contained herein; and subject to easements, agreements, restrictions or covenants of record affecting same, if any. Purchaser shall be responsible for obtaining physical possession of the property. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees, Note holder, or Auctioneer. Cost of all documentary stamps and transfer taxes to be paid by the purchaser. Time shall be of the essence for the purchaser. Risk of loss on the purchaser from date of sale.

William C. Rogers, Jr.,
W. Charles Rogers, III, Substitute Trustees