Sale On Premises
115 HANOVER ROAD
MD Route 30 - Just North of Main Street
Baltimore County, MD 21136

FRIDAY, NOVEMBER 6, 2009
AT 11:00 A.M.

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        The property is located in very close proximity to I-795 and improved by a sided two story home containing living room with working fireplace, den, dining room, eat-in kitchen with pantry and walk-out to rear deck, 2 bedrooms and bath on the 1st floor; 2 bedrooms and bath on the 2nd floor.  Full basement with paneled club room with artificial fireplace, laundry room with sink and range, furnace room, and bedroom.  Basement has walk-out.  Oil hot water heat.  Breakers and housepower.  Public water and sewer.  2 car garage in rear.  Lot size: 85' x 201', comprising 0.43 acre, more or less.  In Fee Simple.

        Household Furniture: Howard Miller grandfathers clock, 4 bedroom sets, 9-pc dining room set, occasional furniture, knick-knacks, etc. Furniture will be sold as an entirety only. Cash and immediate removal required.

        TERMS OF SALE: A deposit by certified check or cashier's check of $10,000 will be required of the purchaser at time and place of sale. The deposit is to be increased to 10% of the purchase price within 24 hours at the office of the Auctioneers.  Balance to be paid in cash within 45 days. If payment of the balance does not take place within the specified time, the deposit will be forfeited and the property may be resold at the risk and expense of the purchaser.  Interest to be charged on the unpaid purchase money, at the rate of 12% per annum, from date of sale to date of settlement.  All adjustments as of date of sale. All other public charges and assessments payable on an annual basis including sanitary and/or metropolitan district charges to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. The property will be sold in an "AS IS" condition, without express or implied warranty as to the nature and description of the improvements as contained herein. The purchaser assumes risk of loss from day of sale. If the Seller is unable to convey good and marketable title, the purchaser’s sole remedy in law or equity shall be limited to the refund of the deposit.  The purchaser agrees to waive the right of inspection for lead paint as provided under current Federal and State Laws.  Cost of all documentary stamps, transfer taxes and other costs incident to settlement to be paid by the purchaser.  TIME IS OF THE ESSENCE.  No Buyer's Premium.

J. Michael Holloway, Guardian for Elizabeth Clarke