"Ridgely's Delight" Renovated Three Story Brick Townhome


Listing Details

Sold Price
Auction Date
Auction Time
12:00 PM
638 Portland Street, Baltimore, MD, 21230
Baltimore City
Ridgely's Delight
Scroll down for Complete Details, including: property description, Terms of Sale and more.

Geoffrey L. Forman, Solicitor
Cohen and Forman, LLC
334 St. Paul Pl., 21202


"Near Camden Yards"

Renovated, 3 Story

Sales On Premises
Off 200 Penn St.
Baltimore, Maryland 21230

THURSDAY, MAY 21, 2009
AT 12:00 NOON

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        Under and by virtue of the power of sale contained in certain Deeds of Trust from Alfred Murphy to Geoffrey L. Forman, Trustee, dated April 29, 2005 and recorded in Liber FMC 5942, folio 248, dated October 7, 2005 and recorded in Liber FMC 6908, folio 185, and dated October 10, 2006 and recorded in Liber FMC 8473, folio 405 and Allonges to Note and Deed of Trust Modification Agreements, dated Mary 25, 2007 and recorded in Liber FMC 9967, folio 657 and dated November 11, 2007 and recorded in Liber FMC 10255, folio 420 , among the Land Records of Baltimore City, Maryland, default having occurred under the terms thereof and at the request of the party secured thereby, the undersigned Trustee will sell at Public Auction, on the premises, the following:

        All that fee simple lot of ground and the improvements thereon, situate and lying in Baltimore City, State of Maryland and being more fully described in the above-referenced Deed of Trust, comprising:

        Three story brick inside-group renovated townhome is believed to contain a foyer, living room, dining room, kitchen with granite countertops, 4 bedrooms, 3½  baths, heat pump and central air conditioning; 4 fireplaces;  lot size 15' x 70', more or less; in fee simple.  According to public tax records the home contains 2,043 square feet of gross living area and 789 square feet of basement space.

        BLOCK PLAT (pdf)

        TERMS OF SALE:  A $10,000 deposit, payable by certified check or cashier's check, will be required of the purchaser at time and place of sale.  The deposit shall be increased to 10% of the purchase price within 24 hours at the Auctioneer's Office.  The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Baltimore City at the offices of the Trustee.  If payment of the balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser.  Interest to be charged on the unpaid purchase money, at the rate stated in the foreclosed Deed of Trust, from date of sale to date of settlement.  All adjustments as of date of sale.  Taxes and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser.  The property will be sold in "AS IS" condition, without express or implied warranty as to the nature and description of the improvements as contained herein; and subject to easements, agreements, restrictions or covenants of record affecting same, if any.  Purchaser shall be responsible for obtaining physical possession of the property and assumes the risk of loss or damage to the property from the date of sale forward.  The purchaser waives and releases the Trustee, the holder of the indebtedness, the Auctioneers, and their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to the condition of the property, including but not limited to the environmental condition thereof. If the Trustee is unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit.  Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Trustee, the holder of the indebtedness or Auctioneers.  Recordation costs, transfer taxes and all other costs incident to settlement, including a $300 document review fee by the Seller's attorney, to be paid by the purchaser.  Time shall be of the essence for the purchaser.  No Buyers Premium.

Geoffrey L. Forman, Trustee