James D. Walsh, Attorney
Walsh & Company, P.A.
9841 Broken Land Pkwy.-Suite 206
Columbia, MD 21046




Sale On Premises
Off 3700 W. Saratoga St.
Baltimore, MD 21229

WED., JUNE 8, 2005
AT 2:00 P.M.


       Two story inside-group covered porchfront brick townhome, contains living room, dining room, kitchen, 4 bedrooms, bath with skylight, full basement with outside exit and flush; updated gas forced hot air heat; hardwood floors; lot size 21' x 105' m/l; subject to an annual $90 ground rent. Situated on a nice block. The home needs renovation.

       TERMS OF SALE: A $2,500 deposit, payable by certified check or cashier's check, will be required of the purchaser at time and place of sale. The deposit shall be increased to 10% of the purchase price within 24 hours at the Auctioneer's office. Balance to be paid in cash within 45 days. If payment of the balance does not take place within the specified time, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the rate of 12% per annum, from date of sale to date of settlement. All adjustments, including taxes, ground rent, all other public charges and assessments payable on an annual basis, and sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. The property will be sold in "AS IS" condition, and subject to easements, agreements, restrictions or covenants of record affecting same, if any. Purchaser assumes the risk of loss from the date of sale forward. The purchaser agrees to waive the right of inspection for lead paint, as provided under current Federal and State law. If the Seller is unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Seller or Auctioneers. Recordation costs and transfer taxes to be paid by the purchaser. Time is of the essence.

James D. Walsh, Personal Representative
Of the Estate of John J. Cummings, Sr.

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